40 Under Forty 2025: Bill Spencer
Photo | Erika Sidor
Bill Spencer
Photo | Edd Cote
WBJ 40 Under Forty winners (from left) Kaleigh Maio, Bill Spencer, Joseph Heelan, and Danielle Teixeira at Wachusett Dam & Wachusett Dam Reservoir in Clinton
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Bill Spencer's banking career began with a student-run branch at Clinton High School, sparking a passion driving his rise from teller to commercial lending leadership.
As Clinton Savings Bank's top loan producer in 2024, he brought in $37+ million in new loans while serving as a vital business partner to companies and municipalities. His expertise in commercial lending has led to partnerships with local community development corporations, the U.S. Small Business Administration, and the Federal Home Loan Bank of Boston. His exceptional performance earned him a nomination to attend the prestigious Stonier School of Banking at the Wharton School of Business.
Spencer played a key role in re-establishing the Clinton Area Chamber of Commerce, earning the Do-Gooder's Award from the Leprechaun Society of Clinton for his community leadership. In 2023, he ran the 2023 Boston Marathon for Massachusetts General Hospital in honor of his friend Julie McNally, who battled cancer, and donated a pink Adirondack chair to Polar Park to raise breast cancer awareness.
What book best describes your life journey so far? “GRIT” by Angela Duckworth. GRIT isn't just something you read about, it is what drives you and what pushes you to overcome short-term challenges to hit long-term dreams.
Who helped you in your professional journey? All of my mentors; the ones who took me under their wing and took the time to explain the in’s and out's of the banking industry. Forever grateful!
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